Jobs Opportunities at I&M Bank

Purpose

The purpose of this role is to engage in conducting credit investigations and collecting delinquent accounts and will communicate all credit related issues to senior management. The role holder will carry out various initiatives and strategy towards recovery across all types of customers and involving various key stakeholders both external and internal including receivers/ administrators, Law firms, auctioneers, other business segments, legal, etc.

Primary Responsibilities

• Assess the level of provisions requirement for all NPA accounts and write offs managed in line with the firm’s policies and procedures including approval.
• Liaise directly with clients, third parties and colleagues in other departments to maximize collections performance whilst also ensuring good client outcomes.
• Deal with processing loan workouts, rescheduling and rehabilitation, acceleration of repayments, enforcement and foreclosures, liquidation and administration of assets and collateral and implementation of various forms recovery strategies.
• Submit required reports to the BCC, NPA & CRMC Committees in a timely manner.
• Ensure satisfactory Internal or External Audit Reports including CBK.
• Identify accounts requiring collection agency or legal action and coordinate collections with third party contractors.
• Monitor, review and report the portfolio performance and ensuring proper asset classification and provisioning for loans and advances as well as the analysis and reporting of the quality of the loan book and arrest negative trends.
• Serve as a member of the NPA Committee, reviewing and following up non-performing accounts, ensuring agreed remedial actions for non-performing accounts at minimal cost.
• Review CBK and IFRS provisions for all NPA customers.
• Responsible for stakeholder management including various service providers like auctioneers, lawyers.

Person Specifications

• A Bachelor’s degree in Finance, Accounting or related field.
• Diploma in Credit Management.
• At least 5 years of experience in Credit.
• CPA (preferred).
• Professional Banking qualifications (e.g. ACIB).
• Experience in both corporate relationship management and credit risk analysis.
• Experience in dealing with senior management of corporate entities.
• Good knowledge of the local legal system, insolvency law and security issues, and the options available to the Bank

Manager, Debt Recovery Unit

Purpose

• Provide support to branches by verifying input of maintenances for opening customer accounts and processing of customer account updates instructions in a timely, efficient, and effective manner.
• Ensure all Bank customers on-boarded have proper KYC in place as per the regulatory requirements.

Primary Responsibilities

Review KYC documentation and compliance with the laid down policies and procedures and approve the following for CAO maker;

• Customer KYC documents for Customer On-Boarding
• Customer information update.
• Customer Instructions
• Concession requests.
• Card customer On-Boarding (Prepaid and Credit cards)
• IPF (Insurance premium financing) Customer On-Boarding.

Ensuring relevant approvals are in place for accounts with missing KYC and noting them for marking by the checkers in the Document deficiency report for tracking.

Support with various ad hoc tasks arising from business needs or as work trends/exigency.

Qualifications, Knowledge and experience.

• A degree in any Business-related course
• At least 2 years’ work experience in banking
• Analytical skills
• Teamwork
• Proactive and agile
• Active listening and communication skills
• Time and priority managements skills
• Interpersonal skills
• Attention to details.

Apply Here > Customer On-Boarding Checker

Job Purpose:

Engineers at iCube build products and services that impact the day to day lives of our customers and internal teams. Your contributions will ensure that tangible value is continuously delivered to the end users. A successful candidate will be expected to work closely with the product & design team to ensure timely delivery of great products. He/she will also need to be willing to learn and passionate about making contributions towards the team’s success.

Job Description

We are looking for an Android developer responsible for the development and maintenance of applications aimed at a vast number of diverse Android devices. Your primary focus will be the development of Android applications and their integration with back-end services. You will be working along-side other engineers and developers working on different layers of the infrastructure. Therefore, commitment to collaborative problem solving, sophisticated design, and creating quality products is essential.

As a Member of the team, you will:

• Design and build advanced applications for the Android platform
• Collaborate with cross-functional teams to define, design and ship new features
• Unit-test code for robustness, including edge cases, usability and general reliability
• Identify & correct bottlenecks & fix bugs while improving application performance
• Continuously discover, evaluate and implement new technologies to maximize development efficiency
• Develop and deploy software that will help drive improvements towards the reliability, availability, performance and efficiency of I&M Bank’s services.
• Work with peers to plan & prioritize the development and test strategy to ensure high quality and timely delivery of the fixes and tools.
• Partner with various teams across the bank to transform requirements into tools, products, and services.
• Share knowledge across the team and the bank.
• Periodically spend time with the rest of the team outside of work with the intention to strengthen the bonds between the team members

This may be your dream job if you:

• Have a strong core understanding of software engineering best practices
• Working knowledge of object-oriented design and development skills
• Possess fantastic problem solving, debugging and troubleshooting skills
• Understanding of concepts in data structures and algorithms with demonstrated ability to make use of them
• Working experience in Android UI design principles, patterns & best practices
• Experience with 3rd Party libraries and APIs
• You have prior experience as an Android Developer using Kotlin, Java, Android SDK, Android NDK
• You have experience in publishing an application on the Google Play store
• Proven work experience in design patterns mobile architecture using frameworks such as MVVM/MVC/MVP
• Familiarity with various testing tools
• Experience with SSO and OAUTH
• Working knowledge of the general mobile landscape, architectures, trends and emerging technologies
• Solid understanding of the full mobile development lifecycle
• Experience with offline storage, threading & performance tuning
• Familiarity & good understanding with RESTful APIs to connect Android apps to backend services
• Familiarity with cloud message APIs and push notifications.
• Understand Google’s Android design principles and interface guidelines
• Proficient understanding of code versioning tools such as Git
• Familiarity with continuous integration/ continuous deployment
• Have an ability to prioritize and handle multiple tasks competently
• Have strong interpersonal and communication skills
• Yearn to learn new technology stacks and accept that learning is forever
• Pay close attention to the little details that help make our products that much better
• Enjoy working in a fun and highly collaborative environment
• Experience with Scrum/Agile development methodologies
• You are a problem solver with good analytical skills

Apply Here > Android Developer

JOB PURPOSE:

ICube’s mandate is to produce software to improve processes for both internal and external customers. To support quality delivery of the software, a Quality Analyst oversees the process of software delivery by ensuring efficiency in the operations and reliability of the software product.

KEY RESPONSIBILITIES

As a member of the team, you are required to:

• Ensure quality of the sprint planning process by ensuring best practices are adhered to in the process.
• Take part in story kickoffs alongside the other relevant team members to ensure the entry criteria into development is attained.
• Take part in desk checks, to ensure that a story, task meets the minimal acceptance criteria before it is said to be done.
• Write automated tests to facilitate regression testing in the event of the addition of new features that could potentially break the existing features.
• Perform manual exploratory testing.
• Perform automated load testing

Knowledge, experience & skills:

• Ability to create automated functional, performance and regression tests.
• You have (some) programming experience, preferably with Java or JavaScript
• A minimum of 4 years working experience as an intermediate quality analyst.
• Ability to contribute to story preparation and acceptance Criteria.
• Ability to create test data.
• Ability to perform exploratory testing.
• Ability to ensure robustness of the application.
• Independent, trustworthy and charismatic with absolute integrity.
• Good measure of creativity, social competence and ability to work in a team.
• Entrepreneurial and a “can do attitude”
• High energy levels, stress resistance and cultural openness will be therefore highly valued
• Technology Stack include: Selenium Webdriver/Cypress, SoapUI, Browser Stack, JMeter/Locust, OWASP Zed Attack Proxy (ZAP)
• Experience with Scrum/Agile development methodologies.
• Knowledge of banking services will be an added advantage.
• Ability to use version control software such as GIT.
• Continuous Integration / Continuous Deployment
• Experience with relational databases.

Apply Here > Quality Analyst

Job Summary

The main scope of this role entails proper, timely and accurate execution of all treasury transactions (foreign exchange, money market, derivative and government securities trades)

Sound knowledge of markets instruments, segregation of duties principles, best market practices and treasury related risks is key in executing this job.

Primary Responsibilities

• Ensure all deals originated by Treasury front office are booked in the core banking system by end of the day.
• Ensure Forex rates are updated in the core banking system and Treasury Management System as required.
• Ensure the daily Nostro Statements are downloaded from the Swift network and availed to the rest of the staff in the bank, who are on the statement’s distribution list.
• Ensure standard Settlement instructions are advised to all counterparties whenever there is a change.
• Ensure all regulatory reports and returns are completed and sent to Central Bank within the agreed time frames.
• Review Suspense GL FX Contracts Accounts in liaison with the supervisor daily and ensure that entries outstanding for long are reversed within agreed time frame.
• Input of outgoing SWIFT messages relating to Settlements Department (MT 202, 300,320,199,299,999 e.t.c).
• Input of Settlements products in the core banking system (Fx Deals, Money market Deals, Rates Maintenance, settlement instructions etc).
• Ensure reconciliation of the outstanding DVP deals is done daily and follow-ups done with concerned stakeholders.
• Ensure deal confirmations are sent to counterparties daily.
• Ensure all incoming deal confirmations from counterparties are reviewed against bank records to ensure consistency. Any anomalies noted should be taken up with the counterparties immediately.
• Ensure operating costs, especially stationery and telephones are kept as low as possible.
• Ensure filing of source documents is done daily to facilitate easy retrieval in case of need.
• Assist in implementation of projects order to contribute to the achievement of goals set by the Bank for profitable business growth, from time to time.
• Ensure accuracy and completeness in processing of transactions to eliminate delays/errors in payments to counterparties.
• Undertake any other tasks/duties as may be advised by the Head of Treasury Operations/Senior Management.

Skills, Knowledge and Qualifications

• A first degree (Upper Second) in a relevant discipline i.e., accounting, financial management, economics, or other related disciplines.
• Recognized Professional Qualification in Treasury Operations -ACI will be a strong added advantage.
• Quick learner that is technically competent, analytical, and methodical who takes ownership.
• Excellent Communication and Interpersonal skills
• Keen attention to detail
• Excellent data analysis and Excel skills
• Integrity
• Team player
• Customer Focused

Apply Here > Associate, Treasury Operations